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Invest your spare change ---> ACORNS

What is Acorns and how does it work?

Acorns Core automatically invests your spare change and lets you invest as little as $5 any time or on a recurring basis into a portfolio of ETFs. Your investments are then diversified across more than 7,000 stocks and bonds and automatically re-balanced when the market fluctuates.

Acorns Later, their IRA account, lets you automatically save for retirement by setting easy Recurring Contributions. When you sign-up, the app recommends the right IRA for you based on your goals, employment, and income.

With Acorns Spend, their checking account and debit card, you can save, invest and earn while you spend. Acorns Spend introduces Real Time Round-Ups and Found Money Plus, and offers no overdrafts or minimum balance fees, plus free or fee-reimbursed ATM access nationwide.

Check out this video for more about how Acorns works.

About Round-Ups and Investing

With Round-Ups, we round up any purchase made from a linked account debit or credit card, or your PayPal wallet, to the next dollar, and invest your change. We transfer Round-Ups from your Acorns Core account when they add up to at least $5 from all linked accounts. Round-Ups from your Acorns Spend account are invested in real time. 

Round-Ups will always be transferred from your Funding Source, or personal bank account. 

Recurring Investments allow you to invest as little as $5 per day, week or month into your Acorns accounts.

And you can make one-time Investments anytime to boost your account value. When you create your profile, we'll suggest a portfolio based on your answers to a few questions, but you can change it anytime. Your portfolio recommendation is designed to maximize your potential return for your given level or risk.

Where do we invest it? The money in your Acorns account is invested in six different Exchange Traded Funds (ETFs). These funds include stocks, bonds and other securities, and try to mimic the performance of an exchange. Read more about it at Acorns.com/Invest.

What makes Acorns different?

Our five investment portfolios were designed to maximize your returns for your given level of risk. There are no account minimums and we don't work on commission. Our goal is to give you the tools to take the best financial care of you, automatically.

For our low monthly fee, you get—
  • Diversified portfolios
  • Automatic re-balancing
  • Access to Found Money partners to earn while you shop
  • On the go accessibility through our mobile and web app
  • Investment support from our dedicated Support Team Access to Acorns Later, the easiest way to save for retirement
  • Access to Acorns Spend, the only debit card that saves, invests and earns for you
The path to financial wellness should be accessible to everyone, so we make it easy to invest in you. With Acorns, you can start early and invest often, without making big changes to your everyday life. In fact, you can start with as little as $5.

Get smarter in just 5 minutes - Morning Brew


  1. I've been using this investment app for a while now and it truly is incredible. Super useful and easy to navigate throughout the app. If you have some pocket change, I highly suggest using this tool.

  2. Wow..I love the sound of this.. I think I will use the acorn core..its novel to me though but any investment application that will fetch me more money is highly welcome

  3. This is interesting,it will be highly used by alot of people has spare or passive income if it is for real. Will try this out.

  4. I had never before Heard about this App but I'm very interested in start using it after Reading your post. Thanks for sharing.

  5. This looks like the perfect way to invest passively. That extra income is always welcome!

  6. I really like this idea. It's not a high risk venture since it's only change after all!

  7. A lot of people lose their spare change or simply don't care about it. What a brilliant way to put that spare change to use.

  8. I am a lazy trader and this sounds like the perfect product for me! I will be looking more into it.

  9. I'm surprised I never heard of ACORN until today. It's a brillian\t product and I love how it works!!!

  10. I am an easy going guy. I prefer simplicity over complex stuff. With that said this pique my interest for sure.

  11. I have never about acorns and it good I read it here because I'm looking for where to invest a bit. I will have to read about this more.

  12. Interesting. I am very much interested in investing my money but I am apprehensive in investing big amounts. This doesn't hurt to try since the start-up would be very low. I want to try this and see if it works for me.


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